/* Small-program sections: Safe Start, How to pay, Starter Kit */
.sp-wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.sp-sec{padding:72px 0}
.sp-tint{background:#F6F3FA}
.sp-kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:#A4461A;margin-bottom:10px}
.sp-h2{font-family:'Source Serif 4',Georgia,serif;font-weight:700;font-size:clamp(28px,3.4vw,40px);line-height:1.15;color:#0B1A33;margin:0 0 14px}
.sp-lead{font-size:18px;line-height:1.65;color:#4A5568;max-width:760px;margin:0 0 28px}
.sp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.sp-grid.four{grid-template-columns:repeat(4,1fr)}
.sp-card{background:#fff;border:1px solid #E3E7EF;border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:8px}
.sp-card h3{margin:0;font-size:19px;color:#0B1A33}
.sp-card p{margin:0;font-size:16px;line-height:1.6;color:#4A5568}
.sp-num{width:34px;height:34px;border-radius:50%;background:#0B1A33;color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:15px;flex:none}
.sp-note{margin:24px 0 0;font-size:17px;color:#0B1A33;font-weight:600}
.sp-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}
.sp-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;background:#C2571A;color:#fff;text-decoration:none;font-weight:600;padding:13px 24px;border-radius:6px;font-size:16px;border:none;cursor:pointer;font-family:inherit}
.sp-btn:hover{background:#A4461A}
.sp-btn.ghost{background:transparent;color:#0B1A33;border:1.5px solid #0B1A33}
.sp-btn.ghost:hover{background:#0B1A33;color:#fff}
.sp-btn:focus-visible{outline:3px solid #5E3B8E;outline-offset:2px}
.sp-grant{margin-top:28px;background:#fff;border:1px solid #D5DCE8;border-left:4px solid #5E3B8E;border-radius:12px;padding:22px 24px}
.sp-grant h3{margin:0 0 6px;font-size:17px;color:#0B1A33}
.sp-grant .sp-copytext{font-size:16px;line-height:1.65;color:#2B3445;margin:8px 0 0;white-space:pre-line}
.sp-grant .sp-copybar{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.sp-copied{font-size:14px;color:#1F6B3A;min-height:20px;margin:6px 0 0}
.sp-kit{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:start}
.sp-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px}
.sp-list li{display:flex;gap:14px;align-items:flex-start;font-size:16px;line-height:1.55;color:#4A5568}
.sp-list b{display:block;color:#0B1A33;font-size:17px}
.sp-form{background:#fff;border:1px solid #E3E7EF;border-radius:16px;padding:26px;display:flex;flex-direction:column;gap:14px;box-shadow:0 12px 40px rgba(11,26,51,0.08)}
.sp-form label{font-size:14px;font-weight:600;color:#0B1A33;display:block;margin-bottom:6px}
.sp-form input[type=text],.sp-form input[type=email],.sp-form select{width:100%;min-height:46px;border:1px solid #C9D1DE;border-radius:8px;padding:10px 12px;font:inherit;font-size:16px;background:#fff;color:#0B1A33}
.sp-form input:focus,.sp-form select:focus{outline:3px solid rgba(94,59,142,0.35);border-color:#5E3B8E}
.sp-check{display:flex !important;gap:10px;align-items:flex-start;font-size:14px !important;font-weight:400 !important;line-height:1.5;color:#4A5568 !important}
.sp-check input{width:20px;height:20px;margin-top:2px;flex:none;accent-color:#5E3B8E}
.sp-small{font-size:13px;color:#5A6578;margin:0}
.sp-downloads{display:none;background:#F6F3FA;border-radius:12px;padding:18px 20px}
.sp-downloads.show{display:block}
.sp-downloads h3{margin:0 0 8px;font-size:17px;color:#0B1A33}
.sp-downloads a{display:block;padding:8px 0;color:#A4461A;font-weight:600;text-decoration:none;font-size:16px}
.sp-downloads a:hover{text-decoration:underline}
@media (max-width:960px){.sp-grid,.sp-grid.four{grid-template-columns:1fr 1fr}.sp-kit{grid-template-columns:1fr}}
@media (max-width:620px){.sp-grid,.sp-grid.four{grid-template-columns:1fr}.sp-sec{padding:52px 0}}